50-Year Mortgages: Affordable Now — But Risky for Your Future Wealth
By Jeff Hernandez, Realtor & Attorney — The Connie Colla Group at RETSY Buying a home today looks very different than it did a generation ago. Prices are high, mortgage rates remain elevated, and many buyers feel like homeownership is slipping further out of reach. It’s no surprise that 50-yea
How To Prevent Your Home Sale From Falling Through
By Jeff Hernandez, Realtor & Attorney — The Connie Colla Group at RETSY Selling a home is exciting. But a signed contract isn’t the finish line. Between inspections, appraisals, and financing, deals can fall through. The key is to get ahead of the risk and keep momentum throughout the escrow perio
Why First-Time Homebuyers Now Make Up Just 20% of the Market
By Jeff Hernandez, Realtor & Attorney — The Connie Colla Group at RETSY For decades, first-time homebuyers powered the housing ladder. That has changed. First-time homebuyers now make up only 21% of all home purchasers, with a median age of 40 years old. Why does it matter? Because delayed entry s
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