50-Year Mortgages: Affordable Now — But Risky for Your Future Wealth
By Jeff Hernandez, Realtor & Attorney — The Connie Colla Group at RETSY Buying a home today looks very different than it did a generation ago. Prices are high, mortgage rates remain elevated, and many buyers feel like homeownership is slipping further out of reach. It’s no surprise that 50-yea
Understanding Rising Mortgage Rates: What Scottsdale Homebuyers Need to Know
Mortgage rates have recently hit 7% for the first time since mid-2024, posing new challenges for homebuyers. Despite recent Federal Reserve interest rate cuts, mortgage rates have continued to climb due to factors like persistent inflation and strong economic growth. As a Realtor® in Scottsdale, I u
First-Time Homebuyers in Arizona: What You Need to Earn
There's no place like home, and if you're an aspiring first-time homebuyer looking to plant your roots here in Arizona, I'm here to guide you through the current landscape. Here are some of the latest statistics. To break into the Phoenix market, for example, you must earn around $86,100, which is
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